Launching soonSee what we do

One account.
Every border.

Get virtual IBANs and accounts in many currencies. See the rate and every fee before you send. Most transfers arrive in seconds.

See what we do

Send to 160+ countries
in dozens of currencies

  • Cross-border payments
  • Card processing
  • On-ramp
  • Off-ramp
  • E-money accounts
  • IBAN accounts

The future of
moving money

Bliss takes the waiting out of cross-border payments. You always know what you pay, what arrives and when.

A woman outdoors in low sun, smiling at her phone

Your balance

€21,530.86

Send Add money

Every fee shown
before you send

See the rate, the fee and the exact amount your recipient gets. What you see is what you pay.

See how it works

See money as it lands

Watch every incoming payment on your account, with the sender and the reference.

Money in

Monthly

85% ↑ 12%

Accounts that keep
your money moving

Receive, hold and send from one place. Every rate and fee is shown before you confirm.

EUR

Virtual IBAN

DE00 1000 0000 0000 2616 00

Account name

Amara Okafor

Copy

Money received

€9,252 ↑ 7% vs last year

Virtual IBANs

Your own IBAN for every euro payment

Get a virtual IBAN for your business, or one for each customer. See every payment the moment it lands.

Get an IBAN

You send

1 USD = 0.92104 EUR

$USD500.00
€EUR458.31
Fee
$2.40 USD
Rate locked for
30 min

Sent to Amara

Sent
Amara gets
€458.31 EUR
Account
DE00 •••• 7731 42

Transactions

  • Sent to Julian T.

    Just now

    −€85.50

    Pending

  • Received from Sloane M.

    Today

    +€1,280.00

    Received

Real rates

See the rate before you send

Send to 160+ countries in dozens of currencies. The rate and every fee show before you confirm.

Send money

Money in and out

This month

€25kNet money in

Every payment and fee is on one statement.

Clear statements

Every payment on one statement

Every transaction, fee and rate sits in one place, so your numbers always add up.

Open an account
$US dollar

Your balance

$20,900.20 USD

Account

•••• 2589

Status

Active

Many currencies

Hold many currencies in one account

Hold balances in the currencies you work in, and convert between them when the rate suits you.

See e-money accounts

Where your money meets
every border

Bliss is built for real life: family support, freelance work, shops and suppliers in 160+ countries.

  • A carpenter in his workshop, celebrating as he reads his phone

    Get paid, wherever you work.

  • Two people on a quiet street comparing their phones

    Send money home, with no surprises.

  • A woman in a patterned dress, laughing and pointing at her phone

    See every fee up front.

  • A man on a hillside, smiling at his phone

    Move freely. Get paid locally.

  • A woman sitting on a city sidewalk, smiling and holding her phone

    Know the moment it lands.

What you can count on

Know the moment
money lands

We message you as soon as a payment arrives.

A man smiling as he reads his phone

Amara

Has my payment arrived?

Bliss

Received. €458.31 EUR landed in your account just now.

Checks on every payment

We check each payment before it is approved, to protect you and the people you pay.

Total across accounts

€76,949.93 EUR

↑ 2.9%
Euro
€74,695.27
US dollar
$2,339.66
Pound
£85.25
  • Fraud checks built in
  • Identity checks
  • Every transfer tracked

An IBAN for every customer

Give each customer their own virtual IBAN, so every payment is easy to match.

Bliss account types

Built for how
you move money

Send money home every month, and follow each transfer until it lands.

Send money
A woman at an outdoor cafe smiling at her phone
$US dollar

Your balance

$1,240.00 USD

Account

•••• 2589

Status

Active
Send Add money

Moving money
at any scale

Choose what fits. You see the rate and every fee before you confirm, on every plan.

People

Fees shown before you confirm

For sending money to family and friends.

Send money

What you get

  • Send to 160+ countries
  • Every fee shown up front
  • Track every transfer
  • Buy and sell digital assets

Businesses

Fees shown before you confirm

For paying and getting paid across borders.

Open an account

Everything for people, plus

  • Virtual IBANs for euro payments
  • Accounts in many currencies
  • Card payments into your account
  • Every fee on one statement

Platforms

Fees shown before you confirm

For offering accounts inside your own product.

Create IBANs

Everything for businesses, plus

  • An IBAN per customer
  • Accounts under your brand
  • API access
  • Payments matched to customers
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Plain numbers.
Nothing hidden.

Fast is easy. Safe is the work. Here’s what we promise every time you send.

Your money arrives.On time, in full, with nothing hidden.
160+
Countries you can send to
Seconds
How long most transfers take
Dozens
Of currencies from one account

Explore what Bliss does

View all products
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Want the full picture?

See every product and how each one works.

See what we do

Questions, answered

What is a virtual IBAN?

An IBAN that belongs to your Bliss account. People pay it like any bank account, and the money lands in your account, matched to that IBAN.

How long does a transfer take?

Most transfers arrive in seconds. Some take longer, depending on the country and the receiving bank. If yours does, we tell you why and when to expect it.

How do you keep my money safe?

Every transfer is encrypted and checked for fraud before it goes through.

Are there hidden fees?

No. You see the rate and every fee before you confirm. The fee you see is the fee you pay.

Which countries can I send to?

You can send to 160+ countries, and we add more every month.

Is Bliss a bank?

No. Bliss is not a bank. We provide accounts for holding, sending and receiving money.

Your money arrives.
On time, in full.

We’re launching soon. See how Bliss moves money for people, businesses and platforms.

See what we do
Two friends in a cafe looking at a phone together

Sloane

What’s my IBAN again?

Bliss

It’s in your account, ready to copy and share.